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Employers, Public and Products Liability
Employers Liability Insurance
Employers’ Liability insurance protects you against the cost of compensation claims arising from employee injury, disease or death illness or injury, sustained as a result of their work for you.
This particular policy is a legal requirement for any business that has one or more employee.
With many years experience looking after the insurance requirements of a wide range of businesses we understand the risks you face and can advise on the level of employers’ liability you need to have in place.
Public Liability Insurance
Public Liability Insurance provides you cover for any damages that a member of the public, client or contractor may be awarded as a result of injury, death or damage to them or their property caused by your business.
This policy also provides cover for legal fees and other expenses associated with defending any claim.
Public Liability is a core cover for any business large or small, ensuring your business are adequately protected against possible eventualities.
While Public Liability insurance is not a legal requirement it should be considered essential if members of the public will be interacting with your company in any way. This could include customers receiving deliveries or clients visiting your office or work premises. Home-based businesses should consider public liability insurance if their home office is also used as a meeting place.
Products Liability Insurance
Products Liability insurance covers the legal liability of your business against injury or damage arising from the design or manufacture of goods made, repaired, sold or supplied by you in the course of your business.
It covers liability for compensatory costs, legal fees and any other costs associated with the case.
You don’t need to manufacture a product in order to require product liability.
Contact us today for a free no obligation quote!