Buildings, Contents and Property Damage Insurance

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Buildings, contents and property damage insurance protects your company should you have the misfortune to suffer accidental damage to your building or any of its contents. Buildings, contents and property damage puts you back in the same position you were in before the loss

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Why do you need buildings, contents and property damage insurance?

It’s important to protect your business against unexpected events, especially when it comes to potential property damage. Problems cause by storms, fire or flood can quickly escalate. Buildings, content and property damage insurance, also known as Property Damage Liability, can include anything from rebuilding and debris removal to stock replacement and production downtime, ensuring that any damaged caused to your business doesn’t affect your overall profits.It may also be a legal requirement under any loan or lending agreements.

Working with you to understand your business’ individual risks, our advisers will design a programme of cover to reflect your business needs.

To ensure you’re covered against accidental damage like breakage of glass, ‘all-risks’ cover can be added to your policy.

Insurance for residents’ associations

A residents’ association shoulders not only the well-being of a community but can also find itself at risk if things go wrong.

As an officer of a residents’ association, you have a responsibility for the buildings including common areas and so it’s vital to make sure your assets are protected to ensure your community’s financial security.

We offer comprehensive insurance designed specifically for residents’ associations property owners and their directors, tailoring the cover to meet your particular needs, giving you peace of mind.

What type of damages can be covered?

fire icon

Fire

Flood icon

Flood

storm icon

Storms

accidental damage

Accidental Damage

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Lightening

escape of water

Escape of water

theft

Theft

stock

Stock/ inventory

fire icon

Fire

Flood icon

Flood

storm icon

Storms

accidental damage

Accidental Damage

Lightening icon

Lightening

escape of water

Escape of water

theft

Theft

stock

Stock/ inventory

Meet the buildings, contents and property damage team

Liz Irwin

Client Services Manager

Jonathan Miller

UK Sales Director

Liz Irwin

Client Services Manager
Jon Miller Headshot

Jonathan Miller

UK Sales Director
Since starting his career with Alexander Forbes as a graduate trainee, Jonathan has built a leading reputation and specialist knowledge in the food and drink and M&A sectors, most recently at JLT and Marsh. Jonathan is also very active in a number of charities and is a committee member of Kids Out, a Director of Birmingham Food Council and has recently co-founded BFPS Black Leaders Network.